Meet the Members of the Downriver Detroit Business Association |
This Months Articles!
Members! Get your article online.
Mail picture and article to laura@dadba.org
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Rif Raff’s Barber & Beauty Salon
“Our barbers Don Fisher and beauticians Kim, Russi & staff are the very best in the business, doing the same quality work that my father did in the ‘50’s and ‘60’s, but have also added the modern aspects of today’s fades, athletic cuts and professional barber styling,” DeGiulio says. “We also have a hairdresser who specializes in roller sets, color, highlights, perms and foils.”
“I have actually learned and crafted all areas of hair. I have mastered all of the barber techniques of my father, along with being able to provide the very best hightlights, perms for all generation of women.”
This year, DeGiulio and his staff celebrate 20 years at the current location, 8002 Allen Road, one block north of Champaign.
The full service salon employees two barbers, two beauticians and a manicurist. Hours are from 9am to 7pm Mondays through Saturdays. Appointments always are appreciated, but those who “walk in” can be accomodated.
Tony DeGiulio’s talents received national notoriety in 1991 when the Downriver stylist was featured on “Oprah”, “CNN”, “Donahue”, and the “700 Club” for his makeover abilities and how they positively changed other peoples lives. The Allen Park businessman believes that making his services affordable, customers can be more consistent and “able to justify some of the luxuries hair care can provide.
As the owner I offer 20% for ALL DADBA members who make an appointment with myself and some of my staff. Call Us Today! 1-313-388-5084
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My name is Mary Smith. I am the co-owner of Commercial Underwriters Risk Management Inc. We are an independent insurance agency with roots going back to 1903. Our goal and stated mission is to do one simple thing. Do what is right for our client. If we do that everything flows from there.
I have 35 years of experience in providing the right thing for my clients. As our name implies, we are in the business to manage your risk. Sometimes that means purchasing insurance. Sometimes it means accepting a risk as a known factor of your business, and not purchasing insurance, and sometimes it’s being aware of the ability to transfer that risk, or not accept it at all. I help you to see what you have an exposure to and laying out the options so that you make a business decision for yourself.
The worst thing a business owner can do is have paid some large amount of premium thinking “everything is covered” and then have a loss of any kind that he or she was not even aware they had an exposure to. One very common area of concern…the lease you signed on the building you are renting.
My over riding goal, and that of my staff, is to provide information to you the business owner, that, although there are challenges in the industry you are in, you have made an informed decision
Our office is located at 22720 Michigan Ave., Ste 210, Dearborn MI, 48124. Our phone # is 313 278 3800 web is www.curminc.com
Mary K. Smith, CPCU
President |
Meet Dave Duggan of Paycor: I graduated from Brock University, in St. Catharines Ontario. (yes I’m Canadian) with a degree in Economics, and knew right away that I didn’t want a job sitting behind a desk all day. I spent the first 11 years, of my working life, employed by a small manufacturer’s representative selling technical training equipment (industrial motor controls, robotics, PLC’s etc).
Since moving to Michigan 11 years ago, I’ve met and married my wife, Janet, and had three great kids! During a career search in the fall of 2007, I came across Paycor. Paycor is the largest, independently owned, payroll provider in the US; more than 65% is owned by its employees. After starting as a single man operation in 1990, Paycor has grown to become the 3rd largest payroll provider in the US, period. Paycor’s focus is small to medium sized business and our goal is ‘put clients first’.
Using this goal, Paycor has grown from a single man operation in 1990 to a large independent payroll provider with over 375 associates.
Why hire a payroll company, I’ve got 2 employees and I can do it myself or my bookkeeper does it?
Insurance is the reason . You have car insurance, homeowners insurance, medical insurance…why not insurance against the IRS or state? A single withholding shortage on one of your employees can cost you hundreds or even thousands…far more than is costs to have payroll done! Transfer the liability, insulate yourself…hire paycor.
SMALL ENOUGH TO CARE, LARGE ENOUGH TO GET IT DONE!
DADBA members get 10% off payroll and tax filing costs and a 2 year price guarantee.
Thank You,
Dave Duggan
Canton, Michigan
Phone: 1-248-996-0647
Email: dduggan@paycor.com |
Mark Tremper is the Vice-President of Business Services for Downriver Community Federal Credit Union. He is your direct contact through which you can access the complete range of business services that Downriver Community FCU has to offer. Mark specializes in helping business owners and managers with all their financial services needs, including credit card processing, commercial mortgages, business credit cards, loans, and lines of credit. Our members businesses are critical to the economy of the Downriver Community and deserve the high level of personalized service and expert advice that he has to offer.
Mark has a Bachelor of Science degree in Marketing Management with minor studies in Radio/Television Broadcasting and over 17 years experience in the financial services industry (including branch management experience with both Huntington National Bank and Standard Federal Bank NA). He uses the experience and insight that he has gained over the years to provide banking, borrowing, and credit card processing solutions while developing a partner relationship with small and medium-size businesses looking to save money, improve cash flow, or finance real estate and equipment purchases.
Downriver Community FCU is a local credit union committed to making business banking as simple and stress-free as possible. Our members own the Credit Union, which translates into lower fees, higher savings rates, lower borrowing rates and better service. Profits go back to our owners in the form of dividends. We offer a business checking that features interest paid on your balance, overdraft protection, and FREE Checks for Life (up to $150 per year), with no monthly fees and no transaction limitations.
Downriver Community FCU has been serving the Downriver community for over 65 years, has over 25,000 members, and assets over $125 million. While many financial institutions claim to be local, Downriver Community FCU truly is your local Downriver financial institution. Its main office is right here and all decision-making happens right here! Downriver Community FCU has locations in Ecorse, Wyandotte, Lincoln Park, and Woodhaven, as well as Service Centers and ATM?s across the nation.
If you want to receive the personal attention that your business deserves, or you would like more information, visit www.downriversmallbusiness.com or call Mark directly at 313-460-0438.
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Danase Detailing Supply was founded in 2003 by Bob Daniels and Brad Haase.
DANiels + haASE = Danase.
Danase can be pronounced either - Da-na-say or Da-na-see I'll accept both. haha! I figured since it is often pronounced wrong I would help those that where wondering.
In 2005 Brad left Danase Detailing Supply so he could give more time and attention to other commitments. Brad and I remain friends and he is still around to help me with technical issues relating to my forums, www.detailingforums.com .Since Brad left Danase in 2005 my wife Amber has been helping me a ton and without her help there is no way I could handle the work load alone.
From day one Danase Detailing Supply has been devoted to bringing our customers the best in detailing supplies, and most importantly the best in customer service. I have a sincere love for detailing and want to make sure my customers have the best products available to them so they too can enjoy detailing, whether they are car enthusiast or professional detailers.
In 2006 Danase Detailing Supply started working on and producing its own line of detailing products. The line is steadily growing and becoming a favorite to many detailers.In September of 2007 we moved Danase LLC out of our house and storage units and into our very first commercial building! The new location is in beautiful Wyandotte, Michigan !Before adding a product to the store I personally research and test the product before adding it to the shelves. I do this for a number of reasons. One, I want to make sure that the product meets or exceeds my high standards. Two, this enables me to have first hand experience with all of the products in the store which will help me to better serve you, the customer. I can assure you that the products you see in our store are products that I personally use on my own vehicles. I will NOT sell you something that I don't stand behind 100%. Danase Detailing Supply is committed to making sure you are happy with your experience with us. I encourage you to email us for ANY reason at support@danase.com Thank you for taking the time to read my article. If I can do anything at all to assist you please do not hesitate to let me know! Sincerely, Bob Daniels
Danase' Detailing Supply
www.Danase.com
Visit our online detailing forum!
www.DetailingForums.com |
Hello everyone, I'm Keith Gillette!
I have worked in the Downriver area for over 25 years. Some of you might remember me from The Holiday Inn in Southgate or when I was the Balloon Man at Jubilee Party and Paper or even further back when I managed Konee's at the corner of West Rd & Fort St. (of course I had more hair then and a few pounds lighter.)
Since I'm 55 years old this is my last career change. My wife Susan and I love to travel and we have seen many great sites this world has to offer. We have been around the tip of South America to standing in front of Angkor Wat to seeing Mt. Rushmore. We also have two kids Katie and Sir Kilean (both cats of course), you don't have to send them to college or marry them off.
I am now an Independent Agent representing Aflac. Why, I decided on Aflac is because they have great products that can help people in case of Injury, accident or a catastrophic health event.
We are not here to replace your major medical . What we do is cash indemnity programs that will help you with medical related expenses such as co-pays,deductibles, mortgage payments and even putting food on the table.
If Aflac is something you have been thinking about feel free to call me at 734-624-6319 or e-mail me at keith_gillette@us.aflac.com and I would be more than happy to explain our programs. I believe in no pressure as our products speak for themselves. Remember Aflac pays you cash when you get hurt and miss work.
It is great to be associated with DADBA and I look forward to meeting all of you personally.
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Business: Market Insights
Kathy Kane is the president of Market Insights, an action oriented marketing consulting firm with many years experience in the areas of sales, marketing & management. She graduated with a degree in Hospitality Services and Marketing from Central Michigan University, managed six hotels in the Detroit area and founded Market Insights in 1995.
Market Insights is dedicated to helping businesses increase their revenues by providing customized marketing ideas and strategies specializing in Downriver community marketing. From action plans, brochures and press releases to business start up plans and ad copy, Kathy provides insight and useful ideas to increase business.
Ms. Kane holds several leadership roles in her community, she is a past president of the Southgate Rotary Club and Hospitality Sales and Marketing Association of Michigan. Currently she resides on the Board of Directors for the Southern Wayne County Chamber of Commerce, The Downtown Event Planners, Trenton Mid-Summer Festival Committee, is the marketing administrator for the Trenton Business Association. She has written columns for local newspapers and many marketing articles for business publications.
For more information about how Market Insights can help your business check out the web site at www.marketinsights.us |
Business: Duran Custom Chocolates and Gifts
Barbara Duran is the president of Duran Custom Chocolates & Gifts. Her company specializes in custom-designed chocolates, greeting cards, gift baskets and other gift items, serving a national and local clientele in both personal and corporate settings. Ms. Duran provides her clients with a unique way to display their personal or corporate information – using a chocolate bar or other chocolate products. She also designs affordable gift baskets that are custom-made specifically for each client.
Duran Custom Chocolates & Gifts is a member of the Southern Wayne County Regional Chamber, where Ms. Duran holds the position of Ambassador. She is also a member of BNI (Business Network International), NAWBO (National Association of Women Business Owners), MGBDA (Michigan Gift Basket Designers Association), and DADBA (Downriver and Detroit Business Association).
Ms. Duran holds various leadership roles in her community, She is the current president of the Wyandotte Sunrise Kiwanis Club and also currently serves as the Chairperson on the City of Wyandotte Zoning Board of Appeals and Adjustments. She is a Past Distinguished Lt. Governor for the Michigan District of Kiwanis and served for 6 years as a Reserve Police Officer for the City of Wyandotte.
For more information about Duran Custom Chocolates & Gifts, check out the web site at www.durancustomchocolates.com
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| Business: Six Computers
"This Computer Company Comes To You For Less!"
Six Computers Taylor, MI. When Robert Six decided to quit his day job and create Six Computers it was because he saw the dilemma small business owners were going through on a daily basis. "They are running their business. They are not computer experts. Most computer repair companies require that you "bring in" your computer for diagnosis or get charged a steep on call fee," said Robert. Six has over fifteen years experience in computer repair, software installation and many money saving techniques that his clients appreciate when correcting a virus or spyware issue. "We don’t charge a big fee, but we get the job done correctly and professionally in the comfort of their home or business." He has several technicians on staff and plans to expand over this next year. They also entertain weekend and evening appointments to make it even more convenient for customers with computer headaches, with no after hour additional fees. "There is a need for affordable computer service and this market is only growing." Six Computers will get your computer dilemma handled quickly and for much less than the competition. Six Computer has expert support that comes to you for less. For more information about Six Computers please call (313) 268-6532 or e-mail rob@sixcomputers.com
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Business: Great Lakes Annuity
Life & Investment Company Ronald Dmitruchina, CSA Certified Senior Advisor Member National Ethics Bureau Member NASD/SIPC Securities offered through Haas Financial Products Inc. 29600 Northwestern Hwy. Suite 114 Southfield, MI. 48004
Tidying Up Your Affairs? We Can Help!
Are you paying taxes on your social security?
Long Term Care...Do you have the right coverage?
Do you have enough coverage?
Should you have a daily or monthly benefit rider?
Single Pay Life Insurance...Increase your estate by 50% immediately for your heirs and charitable contributions?
Annuities...So many to choose from...Which one should you use to plan your income and estate planning needs?
Are you planning a move?
Have you had a retirement income needs analysis?
Protect against investment pitfalls
What about inflation..Are you sheltered from it?
If you checked off one or more items on this list, we can help!
Meet Ronald Dmitruchina, a Certified Senior Advisor from the Society of Certified Senior Advisors and principal of Great Lakes Annuity, Life & Investment Company. Dmitruchina is a licensed, registered representative specializing in IRA’s, 401K rollovers, mutual funds.
He has over twenty years experience working with clients on asset planning, tax planning, legacy planning , equities for growth as well as annuities with fixed interest rates. He is a trusted consultant for many pre-retired and retired folks who want to rest assured with safe investments and guaranteed monthly income.
Need More Information?
Call Ron Dmitruchina Today for a Free Analysis!
(888) 592.7863
www.greatlakesannuities.com
ron@haasfsi.com
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Business: Shaklee
Hello DADBA members,
Linda has been a nurse since 1968. Working with Shaklee she is able to care for people in the very best of ways… by sharing great nutritional products and helping people start their own home based businesses. We believe strongly in Shaklee and to help others see the difference Shaklee makes is exciting and fulfilling for us.
Research proven, Shaklee offers vitamins, weight loss supplements, beauty care, non-toxic, biodegradeable and environmentally safe cleaning products, plus air and water filtration systems.
Evaluate our products for yourself… we offer FREE consultations... you’ll find that Shaklee a ‘smart thing’ to incorporate into your life and we’ll all have prosperity living healthier lives.
Also, we are looking for individuals who would like to be part of our team and start their own Global Internet/Home Based Business. You may start your own business a couple of different ways: $39.95 or $299. Shaklee Distributor kits have everything you need to build a home-based business.
We help you for free--imagine getting FREE help in the corporate world. Visit the website: www.LindaPastor.com for more information or to sign up. Call us directly @ 1-734-282-0493
(Note: you rarely see John at the DADBA meetings because Linda is the social one in the family. But look for that to change once John gets his new glasses from Bronni Vision. Consider his picture with this article a 'before'.)
IMPORTANT SHAKLEE INFO: Products Carried: We have nutritional products (including Omega3 oil, CoQ10 and NutriFeron--a patented immunity builder), personal and beauty care, non-toxic cleaning supplies, air and water filtration systems as well as weight management programs. Our products are 100% guaranteed.
Brands Carried: Shaklee products also include: Minerelles Color Cosmetics and Enfuselle skin care, ProSant`e hair care, Best Water and AirSource systems. Our weight management program is called "Cinch" and our non-toxic cleaning supplies are called: "Get Clean".
Delivery: Simple, direct delivery by UPS for orders placed on the website: www.LindaPastor.com or by calling 1-800-SHAKLEE. Please call me if you have ANY questions. We offer FREE consultations.
Payment Options: Visa, Master Card, American Express, Phone orders using 1-800-SHAKLEE - ID# ZH08542. We also take personal checks for individual requests.
Professional Affiliations: Linda belongs to BNI (Business Network International) ABWA - The American Business Women Association and to DADBA--Downriver and Detroit Business Association and the Southern Wayne Country Regional Chamber of Commerce.
Awards: Linda recently received Woman Of The Year from the American Business Women Association and from Business Network International, she received Notable Networker for 2006 and Most Referral Giver for the year, and the Most Referral Giver for January 2007.
We truly believe that giver's gain and we look forward to helping you, and your family, make healthier choices with Shaklee products. --
John & Linda Pastor Independent SHAKLEE Representatives -ID# ZH08542 |
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Business: SendOutCards
Kathy Koze is a distributor for SendOutCards. SendOutCards is an automated Greeting Card system that enables you to send a printed greeting card for ALL occasions from your home or office with your personal message in less than 60 seconds. You choose your card, write your message and click send. SendOutCards will print it, stuff it, seal it, stamp it and get it out in the mail for you! With this incredible tool, not only can you remember people and share appreciation, but you can motivate, uplift, encourage and truly make a difference.
After more than 30 years in Human Resources leadership positions, Kathy decided to change direction and focus on helping individuals and business owners keep in touch with the important people in their lives. Business is built on relationships and SendOutCards is a tool that can help you do that.
Kathy is on the leadership team of her BNI (Business Network International) chapter. She is also a member of DADBA(Downriver and Detroit Business Association),TBA (Trenton Business Association), Monroe Networking Group and Downriver Networking Group.
Kathy and her husband Mark of 33 years reside on Grosse Ile and have two wonderful greyhounds (Steve and Neal) that they rescued.
For more information about SendOutCards, check out the website at www.sendoutcards.com/9766. Be sure to contact Kathy at 734-676-1541 or email at kkoze@msn.com for your FREE gift account to give this fabulous Greeting Card system a try!
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Business : Lynn’s Massage Therapy LLC
Lynn Crabtree started massage therapy as a hobby and was encouraged to make it her profession. Lynn’s Massage Therapy was established in 2002 when she rented space from a local business owner. Her business expanded enough that in 2005 she was able to move into a space all her own. Since the expansion, Lynn’s Massage Therapy has grown and she has hired additional massage therapists so that everyone in the downriver area can come and experience the benefits of professional massage therapy and the wide array of techniques & modalities offered at reasonable rates.
Lynn thinks that finding the perfect location that was easy for her existing and new customers to find was the biggest obstacle that she had to over come when she moved into her current location.
Lynn’s Massage Therapy LLC joined DADBA in March. She is proud to be a Downriver businesswoman and resident. Her goal is to allow the residents and businesses of our community access to her company. She feels that DADBA will give her an avenue to network and to make & receive professional recommendations with her fellow members of the Downriver and Detroit Business Association.
Lynn`s Massage Therapy LLC 1-734-282-3717 Contact: Lynn Crabtree 13766 Fort St. Southgate, Michigan 48195 3-20
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Business: Purity Services
Hello I`m Kevin Carnahan is the owner of Purity Service. Prior to Purity I used to serve in the Navy along with a corporate career managing movie theatres. I started Purity Cleaning in March 1995. Purity has the ability to undertake large and small jobs with 24 hour work schedules using multiple shifts. Purity has the ability to perform all property services needed commercial, industrial and residential. Along with great prices on cleaning and restoration.
Purity customers save greatly on other home and business services that are needed by accumulating multi-service discounts and credits.
"Purity is here for the community, and here to stay. It is a very exciting time right now for the Purity staff. We are learning new ways to serve you better, along with new services that can provide you cost savings." Along with all the services we offer, Purity offers professionalism. Purity creates and produces service agreements catered to your interest, and your business interest, along with one time special jobs that everyone needs.
One phone number to call when there is a problem or if you desire a specialty service.
10% OFF FOR DADBA MEMBERS!
CELEBRATING 11 YEARS IN BUSINESS!
Purity Services 1-800-564-3075 Contact Kevin Carnahan Kevin@puritycleaning.com
Learn More About The Purity Difference- Click Here |
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Business: Inner Balance Therapeutic Massage
Jan Gilliam worked as a medical assistant and a physical therapy technician doing massages when she decided to go to massage school and get her license. She has been in business now for 3 years and thinks that getting her name out to the public has been one of the biggest obstacles in growing her clientele and getting started. Jan and her assistant Linda run a peaceful and relaxing setting to get a massage in Rockwood.
Jan has been a DADBA member since May and is hoping to get referrals to her business from the other members.
Inner Balance Therapeutic Massage Contact: Jan Gillian 32121 Old Fort St Rockwood MI
48173 Phone: 1-734-379-6037 Fax: 1-734-379-2371
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